When looking for a new car insurance policy, shopping around can be one of the best ways to find the right company and coverage for your needs. However, it may take time to contact several different companies. This is where Insurifi comes in. Insurifi is not an insurance company, but a comparison site that allows you to view the offers of several insurance companies in one place. Bankrate conducted a review of Insurifi Insurance to help you understand how the site works, whether it’s a good tool for your needs, and how to start the process of comparing offers.
What is Insurify?
Insurifi is an online insurance marketplace where you can fill out basic information and get quotes from several insurance companies that offer the coverage you’re looking for. If you’re looking for a new car insurance company or insurance house, Insurifi could give you an easy way to browse multiple quotes at once. Insurify can even help you compare life insurance companies, although life insurance generally doesn’t vary as much as car or home insurance. However, it is worth noting that Insurifi does not underwrite any of the policies it sells as it relies on a partner network.
When you use Insurify, you may be able to eliminate the need to compare insurance companies and get individual quotes, so it has the potential to save you a lot of time. Plus, it’s completely free to use and there are no hidden fees if you buy your policy through Insurifi.
One of the biggest benefits of Insurifi is that it can help you save money. Insurifi’s AI uses information from your application to find insurance companies that offer the most discounts you can qualify for. According to the company, customers often save money on their policies by using the Insurifi car insurance tool.
How does insurance work?
To use the home insurance, auto insurance or life insurance tool, you start by filling out a short online application with basic information, such as your name, address and birthday, and other details related to the type of insurance you need, such as the make and model of your vehicle or the square footage of your home. Then, on the back end, Insurifi’s AI uses your answers to match you with insurance providers in its network who offer the coverage you need at the best discount price.
After reviewing your provider’s matches and quotes, you can either purchase a policy online or call an agent to complete the process. An Insurifi agent can also help answer any questions you may have.
Once you purchase an Insurifi life insurance, home insurance or auto insurance policy, you will work with the insurance company assigned to you to manage your account, make changes to coverage and submit claims. Insurifi simply connects you with a provider.
With which insurance companies does Insurifi partner?
Insure partners with more than 100 insurance companies to offer auto, home and life insurance. The network includes both national and regional carriers. Some of the better known providers that Insurifi works with include:
Getting a quote from Insurifi
Getting a quote for Insurifi car insurance, home insurance or life insurance is quick and easy. It only takes two minutes to complete the online form and you can track your progress in the sidebar.
- Start by visiting the Insurifi website to fill out an online form. First, you’ll need to enter your zip code and the type of coverage you’re looking for. Then click on the button that says “view my quotes”.
- You will then be asked to provide more detailed information about yourself, your coverage needs and any potential discounts you may qualify for.
- Based on the information you provide, Insurify will connect you with several providers and show you the offers for each company.
- At this point, you will have the option to purchase coverage from one of the providers using Insurifi online checkout. You will also be able to call Insurifi using the phone number listed in the top right corner if you would like to speak with an agent about any questions or concerns you may have.
Advantages and disadvantages of Insurifi
Insurifi reviews are mostly positive. Most customers are happy with their rate and overall experience, but there are pros and cons to this service. Here are a few things to consider:
Advantages:
- Collects quotes from multiple providers
- It works with a network of regional and national carriers
- Eliminates the need to compare providers individually
- AI connects you with suppliers who offer the best discounts
Against:
- Limited to providers contracted by Insurifi; you may not be able to see offers from all providers in a given area
- There is no guarantee that Insurifi offers will be able to reduce your current premium.
- You may only pair with a few providers based on your application.
- Insurance agents may not have detailed knowledge of every provider they work with.